API Reference

Click to Pay - Test Card Numbers

Please use the below card numbers when testing Click to Pay. Note - Mastercard may update these numbers yearly. See the Mastercard developer documentation here.

Mastercard test cards

Test cards to receive PAN data

Card Number Expiry Date CVV
5186001700008785 Any future date Any 3 digits
5186001700009726 Any future date Any 3 digits
5186001700009908 Any future date Any 3 digits
5186001700008876 Any future date Any 3 digits
5186001700001434 Any future date Any 3 digits

Test cards to receive token data

Card Number Expiry Date CVV
5120350100064537 Any future date Any 3 digits
5120350100064545 Any future date Any 3 digits
5120350100064552 Any future date Any 3 digits
5120350100064560 Any future date Any 3 digits
5120350100064578 Any future date Any 3 digits

Tokenisation eligible test cards for token authentication framework

Card Number Expiry Date CVV Region Authentication Outcome
2223001870064586 Any future date Any 3 digits US Successful 3DS Challenge
5204731620064595 Any future date Any 3 digits US Successful 3DS Challenge
5204731620064587 Any future date Any 3 digits US Successful 3DS Challenge
5120350261420361 Any future date Any 3 digits UK Successful 3DS Challenge
5120350268376905 Any future date Any 3 digits UK Successful 3DS Challenge
5120350283765454 Any future date Any 3 digits UK Successful 3DS Challenge
5506900487058777 Any future date Any 3 digits US Failed 3DS Challenge
5506900487741018 Any future date Any 3 digits US Failed 3DS Challenge

Visa test cards

Card Number Expiry Date CVV
4622943123103732 2025 / 12 750
4622943123103740 2025 / 12 604
4622943123103757 2025 / 12 952
4622943123103765 2025 / 12 603
4622943123103773 2025 / 12 489
4622943123103781 2025 / 12 963
4622943123103799 2025 / 12 262
4622943123103807 2025 / 12 472
4622943123103815 2025 / 12 191
4622943123103823 2025 / 12 914
4622943123103831 2025 / 12 600
4622943123103849 2025 / 12 491
4622943123103856 2025 / 12 325
4622943123103864 2025 / 12 640
4622943123103872 2025 / 12 009
4622943123103880 2025 / 12 082
4622943123103898 2025 / 12 297
4622943123103906 2025 / 12 851
4622943123103914 2025 / 12 843
4622943123103922 2025 / 12 621

Amex test cards

Suitable Amex QA test accounts (xx - 37) with static one-time-password configuration for merchants are as follows:

For all Amex test cards transactions, please use 123456 as one-time password for OTP validation

Card Number Expiry Date CVV Email Address
373708623186001 2028 / 12 7777 UCS_Merchant_SBX_2@mailinator.com
372280864074008 2028 / 12 7777 UCS_Merchant_SBX_2@mailinator.com
377222581193005 2028 / 12 7777 UCS_Merchant_SBX_2@mailinator.com
372399427875006 2028 / 12 7777 UCS_Merchant_SBX_2@mailinator.com
371316662951004 2028 / 12 7777 UCS_Merchant_SBX_2@mailinator.com

Discover test cards

There is no email address associated with each card, so they can be enrolled to any account. Discover does not use a hard coded OTP value, instead they will send a real OTP to a user’s email address.

Card Type Card Number Expiry Date CVV
Green Card 6011208987835157 2025 / 10 123
Green Card 6011208893321714 2025 / 11 234
Green Card 6011208877089667 2025 / 12 345
Green Card 6011300031471038 2025 / 10 456
Green Card 6011308026990615 2025 / 11 567